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YouTubeSocial Security Mechanics
The Social Security trap for teachers and public employees
Windfall Elimination Provision (WEP) reduces SS benefits for workers with: - 40+ quarters of SS-covered work AND - A pension from non-SS-covered employment (some state/local gov, teachers in 15 states, etc.) WEP reduction caps around $600/mo in 2026. 30+ years of substantial covered earnings eliminate WEP. Government Pension Offset (GPO) is ...
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