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0:38
Black history, housing discrimination, FHA loans, the GI Bill, and American history reveal how government housing policies shaped wealth in the United States. This video explores the history of public housing, federally backed mortgages, and why many Black families were excluded from opportunities that helped build the modern middle class. During the 1930s, 1940s, and 1950s, programs such as the FHA, VA loans, and later the GI Bill helped millions of Americans buy homes and build generational we
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Important FHA Guidelines Credit Score - FHA Loan applicants must have a minimum FICO® score of 580 to qualify for the low down payment advantage which is currently at 3.5%. If you have a credit score lower than 580 you will have to put down 10% to qualify for the loan Occupancy Requirements - The FHA requires borrowers to occupy the property they're buying and use it for their primary residence for at least one year. By FHA standards, a primary residence is one in which the homeowner occupies th
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