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This is one of the MOST misunderstood insurance documents EOB = Explanation of Benefits It explains how your claim processed. It is NOT a bill. Provider statement = actual request for payment from your provider. & Your EOB is important because it helps you verify: ~What insurance paid ~What adjustments were applied ~What you may legitimately owe Always compare your EOB to the provider bill before paying. Have you ever found a billing error by checking your EOB? Insurance Help Hub provides assist