We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

When planning for retirement, the traditional advice is to invest in options like 401(k) plans, IRAs or pensions. However, there's another option to put into your retirement tool kit: life insurance ...

A loan regime split-dollar life insurance arrangement can be an important option to provide retirement benefits to nonprofit executives while mitigating the impact of tax provisions that impact other ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. The ...

Discover nonforfeiture clauses in insurance, which protect benefits. Learn about cash surrender, extended-term insurance, ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Every year, tax season arrives with a familiar rhythm: gather the documents, crunch the numbers and file the returns. Although tax season is usually focused on the prior year, it offers life insurance ...

There are so many different options when considering the resources available to help you get over the hump of retirement. The task of leaving the workforce is essentially one of replacing income.