Discounts, surcharges and coverage features can vary by state. Discounts, surcharges and coverage features can vary by state.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance ...

BOSTON (SHNS) – Nancy Fitzgerald’s homeowner’s insurance premiums were steady for decades. But between 2022 and 2024 she saw her bill rise by $961 per year. When Fitzgerald asked her insurer, Foremost ...

“You can usually get discounts of at least five percent for a smoke detector, burglar alarm or dead-bolt locks,” Holeman says. “Some companies offer to cut your ...

If you think your budget has been tight lately, you might look at your insurance bill. A 45.8% increase in regulator-approved home insurance rates is one that's severely impacting housing ...

2026 hurricane season: Could another quiet season reduce insurance rates? Last year's hurricane season, although forecasted to be above average, brought no landfalls, a much-needed reprieve for home ...