Good morning, everyone, and thank you for joining our half year results presentation. For those of you who don't know me, I'm Dhruv Gahlaut, I joined the group for the last few weeks back, and I run ...

Hello, everyone, and welcome to our Full Year 2024 Results Update. I'm joined by Jane Poole, our new Group CFO, who will take you through our financial performance. Let's start with the key messages.

Brolly, the U.K. digital insurance app, has been acquired by incumbent Direct Line Group. The terms of the acquisition aren’t being disclosed, while the transaction is expected to formally close ...