Inflation has been widespread over the last few years, but the car insurance industry has been hit particularly hard by the higher costs that have resulted from it, which have led to increases in auto ...

Merely four states (California, Massachusetts, Hawaii and Michigan) prohibit car insurance companies from using drivers’ credit scores to determine insurance rates. For the rest of us, credit scores ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...