Urban dwellers generally pay more for insurance than rural residents, with premiums sometimes tripling when you move from the farm to the city. Metro News Service photo Urban dwellers generally pay ...

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Car insurance is a necessary expense for drivers, but the cost can vary significantly depending on several factors. One factor that can have a surprising impact on your premium is your zip code.

Here’s an appalling fact: The cost of your car insurance in Illinois isn’t based on your driving record — it’s based on things such as the neighborhood where you live and your credit score. This is ...

EAST ST. LOUIS, Ill. — Illinois drivers might soon experience a significant shift in how their car insurance rates are determined. In an effort to make insurance pricing more equitable, Illinois ...